Title Lien Statements

The perfection and discharge of a security interest in any property which has been issued a Kentucky certificate of title shall be by notation on the certificate of title (KRS 186A.190)(1 ). The lien is effective from the date on which the security interest is noted on the certificate of title for a period of ten ( 10) years, or in the case of a manufactured home for a period of thirty (30) years or until discharged. A continuation statement can be filed within six months preceding the expiration of the initial notation that extends the notation's effectiveness for five additional years. (KRS 186A.190(1).

Property Required to be Titled:

Vehicle (KRS 186.010(8)(a)

Manufactured (or mobile) home or trailer. (KRS 186.650)

Motorboats (KRS 186A.015, 235.055)

186A.070 REGISTRATION AND TITLE REQUIREMENTS FOR VEHICLES, MANUFACTURED HOMES, OR TRAILERS